E-commerce and online shopping increasing at exponential rates, it is essential that your web store is integrated with a payment gateway.

Payment gateway is a service that can be used to process credit card transactions when accepting online orders from your customers. These payment gateways are offered by different banks and other dedicated Payment Processors. The requirements for an account vary from service to service, with specific requirements described on the web sites of most gateway providers. We have established an expertise in the field of payment gateway integration on various E-Commerce shopping cart software. We has been able to satisfy a large number of merchants with their payment gateway integration.

We can do the payment gateway integration with your shopping cart so that you can easily process credit cards on your website. All you need to do is let us know which payment gateway service you are using and we will do the rest of the work. We are familiar with most popular payment gateways.

Delivery time for such payment integration work is generally 3-4 days. Click here to get in touch with us for further information.

Types of Payment Gateways

The Payment Gateway is needed to be acquired by the owner of the site and the integration of the same in to the website is performed by us. There exists various types of Payment Gateways, some of which are mentioned.

• Authorize.net
• PayPal
• LinkPoint
• Verisign PayFlow
• StormPay
• 2CheckOut
• iBill
• FastCharge
• Pay-Me-Now
• MoneyBookers
• BluePay
• goMerchant

Working of Payment Gateway

Working of a payment gateway comprises of multiple complex steps which are described below

• Visitor places the order on the website and it is sent to the merchant's web server in encrypted format. This is usually done via SSL (Secure Socket Layer) encryption.
• The transactions details are then forwarded to the related Payment Gateway.
• The transaction information is then passed to the merchants bank or payment gateway provider.
• Merchants’s payment gateway then forwards the transaction information to the issuing bank (one that issued the credit card to the customer).
• Then the card issuing bank sends a response back to the Payment Gateway. The response includes information that whether the payment has been approved or declined. In case of declination the reason is also sent in the response.
• The response is then forwarded by the Payment Gateway to the merchant’s server.
• At merchants server the response is encrypted again and is relayed back to the customer. This allows the customer to know that whether the order has been placed successfully or not.
• The entire process typically takes less than 5 seconds. At the end of the bank day (or settlement period), the acquiring bank (or card issuing bank) deposits the total of the approved funds in to the merchant’s nominated account.